Therapists within ITI-NJ are in-network for numerous insurance companies. Insurance benefits and fees for services will be emailed for your review and signature through our secure patient portal after insurance verification has been completed and prior to your initial session with the clinician assigned to you.
The following is a list of insurance providers that ITI-NJ currently accepts on an in-network basis. However, not all therapists are in-network with the insurance companies listed. If you opt to use your in-network coverage, our Intake Coordinator will align you with an in-network clinician.
If we are out of network with your insurance provider or you do not have insurance coverage for behavioral health, self pay rates may be available to you. For information regarding our self pay rates please phone our intake department at 732-902-2181 x1.
We do not bill insurance directly for evaluation services. Families are responsible for the cost of services. However, we can provide a superbill for you to submit to your insurance for possible reimbursement.
ITI-NJ therapists participate in the networks of several insurance companies, including Aetna, Evernorth (formerly Cigna), Horizon Blue Cross Blue Shield of New Jersey, Medicare, and United Healthcare/Oxford/Optum/Oscar/UMR. Your insurance coverage will depend upon your specific plan. Before beginning treatment, verify your benefits and discuss your options with the Institute's intake staff.
No. Although ITI-NJ therapists participate in the networks of several insurance companies, participation varies by clinician and plan. If you want to use in-network benefits, the ITI-NJ Intake Coordinator will work to align you with an in-network clinician. You should also confirm your specific mental health benefits with your insurance company before beginning treatment. The How to Use Your Insurance page explains what to ask your insurer and why individual plan details matter.
Insurance benefits, copayments, deductibles, and other costs vary by plan. After insurance verification has been completed, ITI-NJ will send information about your insurance benefits and fees through its secure patient portal for your review and signature before your initial session with the clinician assigned to you. You should also contact your insurance company to confirm your benefits and ask about any applicable deductibles, copayments, coinsurance, or preauthorization requirements.
If ITI-NJ is out of network with your insurance provider, self-pay rates may be available. Some insurance plans offer out-of-network benefits, which may reimburse part of the cost of eligible services, but reimbursement, deductibles, and payment requirements vary. Contact your insurance company to confirm your specific benefits, and contact ITI-NJ's intake department to ask about available self-pay options. The How to Use Your Insurance page provides additional information about in-network and out-of-network benefits.
If you do not have insurance coverage for behavioral health services, or if your out-of-pocket costs make treatment difficult to afford, self-pay rates may be available through ITI-NJ. Other options outside the Institute may include therapists who offer sliding-scale fees, community mental health centers, and training clinics associated with graduate psychology programs. Availability and eligibility vary. The If You Lack Insurance page discusses additional ways to explore lower-cost mental health care.
ITI-NJ does not bill insurance directly for psychoeducational evaluation services. Families are responsible for the cost of these services. However, ITI-NJ can provide a superbill that you may submit to your insurance company for possible reimbursement. Reimbursement is determined by your insurance plan, so check with your insurer about whether these services are eligible for coverage and what documentation is required.
If ITI-NJ is out of network with your insurance provider, or if you do not have behavioral health insurance coverage, self-pay rates may be available. To ask about current self-pay fees and discuss your circumstances, contact the ITI-NJ intake department at 732-902-2181, extension 1. The intake staff can explain the next steps based on your needs and the services you are seeking.
Understanding the services offered by ITI-NJ can help you determine what information to discuss with the intake staff. The About Us page provides background about the Institute, its clinicians, and its work. If you have questions about which service may be appropriate, contact the intake department to discuss your concerns and possible next steps.
In addition to information about fees and insurance, ITI-NJ offers educational content for people interested in mental health, emotional well-being, and psychotherapy. The ITI-NJ Blog features articles on relevant topics, providing additional opportunities to learn about psychological concerns and treatment. These resources are educational and do not replace individualized advice about insurance coverage, fees, or treatment.
The Integrative Therapy Institute of New Jersey has adopted teletherapy over secure platforms as an available option for all of our clients to receive their therapy services. This online therapy service allows clients residing anywhere in NJ to meet with any of our therapists working at any of our locations.
